The information on this website is provided for information purposes and is of a general nature only. It is not intended to be and does not constitute financial advice or any other advice. Further, the information is not based on your personal objectives, financial situation or needs. You are encouraged to consult a financial planner before making any decision as to how appropriate this information is to your objectives, financial situation and needs. Also, before making a decision, you should consider the relevant Product Disclosure Statement available from your financial planner.

The views and opinions expressed on this website are those of the authors and do not necessarily reflect the views of Client First Wealth Management Pty Ltd or Affinia Financial Advisers Limited.